Is the Fed Ready to Pause?
Over the years, the Fed has followed a similar pattern with interest rates. It raises interest rates, then pauses, so it can see how the economy is adjusting to the higher rates. The chart below shows the Fed’s pattern with short-term rates during the past 30 years. So, when will the Fed be ready to […]
Happy New Year!
We would like to thank you for allowing us to assist with your financial advising needs this past year. We look forward to the continued opportunity through 2023! Happy New Year!
SECURE Act 2.0: An Overview
In the final days of 2022, Congress passed a new set of retirement rules designed to make it easier to contribute to retirement plans and access those funds earmarked for retirement. The law is called SECURE 2.0, and it’s a follow-up to the Setting Every Community Up for Retirement Enhancement (SECURE) Act, passed in 2019. […]
Reasons for Optimism
We wish you a happy New Year and hope you were able to close out 2022 with friends and family. The beginning of a calendar year is often the time when the previous year’s reflections transition to a new year’s hopes. Given the market’s continued instability during 2022 and a resulting tough period for stock […]
Account View 2.0: Account Aggregation Feature
What Is Account Aggregation? The Account Aggregation feature allows you to view all your accounts within Account View, giving you a holistic view of your entire financial picture. Account Aggregation is powered by Morningstar®, an investment-first aggregator that uses industry leading technology to deliver financial account data that you can use. This feature makes it […]
What is the chance you will outlive your life insurance?
We hosted a webinar last month addressing life insurance, disability insurance, long term care policies. If you were not able to sign on and watch it, we took care of recording it and have posted the recording below. As always, please contact our office if you have any questions about the recording or would like […]
Qualified Charitable Distribution
Did you know that there are exceptions to distributions from traditional IRAs being taxable in the year you receive them? There are several, including the Qualified Charitable Distribution (“QCD”). A QCD is a reportable distribution of funds from your IRA that is made payable directly to a qualified charity, which is reported as a normal […]
Wall Street Focuses on Debt Ceiling
Would it surprise you to hear that investors have moved past worrying about inflation? They have, at least for now. Wall Street has shifted its attention to Washington’s budget negotiations and how the debt ceiling will be resolved. But how long will that shift in focus last? As you can see from the accompanying table, […]
March 30, 2020 – Congress Approves Stimulus
An open-ended commitment by the Federal Reserve to support American businesses and capital markets along with the passage of a $2 trillion aid package improved investor sentiment and drove a strong rally in stock prices. The Dow Jones Industrial Average jumped 12.84%, while the Standard & Poor’s 500 gained 10.26%. The Nasdaq Composite index rose […]
March 23, 2020 – More Coronavirus Volatility
The Week on Wall Street The stock market suffered through another volatile week as it wrestled with the health and economic fallout of the domestic spread of the coronavirus. Swift and decisive actions by the Federal Reserve and policy responses from the federal government did not keep stocks from recording losses for the week. The […]